• +916-724-1702
  • 300 Harding Blvd, Suite 115, Roseville CA 95678

Services

  1. Services

Financial Planning

Portfolio Review

We spend the time to educate you on all of your financial planning and investment options to support our recommendations, so you feel more confident. We also offer the E-money Wealth Management System to our clients.

  • Financial Planning

    We offer the highest level of Financial Planning with personal service and an independent view.

  • Portfolio Review

    Wonder if your money is working for you? We'll review your entire portfolio and show you just what is happening, and what should be happening.

  • Financial Planning

    Not sure what you have where? Are you getting the most out of your investments? We can help answer those questions.

Financial Planning

Personal financial planning is broadly defined as “a process of determining an individual’s financial goals, purposes in life and life’s priorities, and after considering his/her resources, risk profile and current lifestyle, to detail a balanced and realistic plan to meet those goals.” The individual’s goals are used as guideposts to map a course of action on ‘what needs to be done’ to reach those goals.

 

Alongside the data gathering exercise, the purpose of each goal is determined to ensure that the goal is meaningful in the context of the individual’s situation. Through a process of careful analysis, these goals are subjected to a reality check by considering the individual’s current and future resources available to achieve them. In the process, the constraints and obstacles to these goals are noted.  The information will be used later to determine if there are sufficient resources available to get to these goals, and what other things need to be considered in the process. If the resources are insufficient or absent to meet any of the goals, the particular goal will be adjusted to a more realistic level or will be replaced with a new goal. Get started on this process now.

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Other Services

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  • Dental plans
  • Vision Plans
  • 401(k), 403(b), pension, and profit sharing
  • Cafeteria plans-Section 125
  • Disability Programs (STD & LTD)
  • Insured and self-funded health plans
  • Consumer-driven plans (Health Savings Accounts, Health Reimbursement Accounts )
  • Wellness programs
  • Group Life Insurance
  • AD&D
  • Voluntary benefits
  • Employee Assistance Programs
  • Long-Term Care
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Get a complimentary analysis of your current portfolio. We’ll compare your current portfolio to your target asset mix so you can evaluate areas that may need adjustment. Get your investments on track. We’ll suggest an investment mix to help you to better align your portfolio with your goal.

Wealth Management

Wealth management is an investment advisory discipline that incorporates financial planning, investment portfolio management and a number of aggregated financial services. High Net Worth Individuals, small business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management.”

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As the world evolves, the financial challenges facing our clients evolve too. To help our clients reach their financial goals, they need to see more, know more and do more.  EMoney provides visibility into all our client’s assets, so you see more, even assets  we don’t manage.  Our clients gain a holistic view of their complete financial situation, so they know more about their life style and keep pace with their financial goals.

Our Mission

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As a diversified financial services firm with a team of associates and administrative staff, we pledge to provide distinctive quality and unparalleled client service. Our goal is to take the mystery out of investing, managing risk, preparing for retirement and preserving your wealth. By helping you acquire the information you need to pursue your financial objectives, we hope to establish a long and trusted relationship with you.

We have an Objective Approach To Problem Solving

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Critical to our “needs-based” approach is our ability and commitment to listening and asking the right questions. We get to know our clients and to understand what is truly important to them. Our goal is to help you to achieve your goals. To that end, we use a four step educational process to help you solve your financial problems:

Licensing

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We have individuals licensed to sell Insurance Products in:

-California
-Florida

We have individuals registered to offer Securities in

-California
-Florida

Message from Gary

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Our firm can provide investment advisory services to clients residing throughout the United States and we would be happy to discuss your financial goals. However, we cannot communicate with, nor respond to, requests from users who are interested in insurance and/or securities products and reside in those states where we are not licensed to conduct insurance and/or securities business.

– Gary Frontiera, domiciled in California, CA Insurance License. #0f63303